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Retirement Benefits
active-duty  and  Reserve  officer  and  enlisted personnel  under  62  years  of  age  of  the  Navy, Marine   Corps, Public  Health  Service,  and National  Oceanic  and  Atmospheric  Administra- tion.  Other  services  include  quick  loans,  central depository  for  documents,  and  assistance  to  the family in obtaining all rights and benefits to which entitled.   For   further   information   about   the association  benefits,  you  may  call  1-800-628-6011 or  write  to  the  following  address: Navy  Mutual  Aid  Association Arlington   Annex,   Room   G070 Washington,  DC  20370 Navy Chaplains In addition to religious duties, the chaplain is available   for   personal,   spiritual,   and   moral guidance, and for performance of marriages and funeral  ceremonies. RECREATION   AND SPORTS  PROGRAMS Commanding officers make every attempt to provide recreation and sports programs designed to meet varied interests and desires and adapted to  the  needs  of  personnel  and  the  facilities available. Recreation Most  naval  stations  provide  motion  picture entertainment,  well-stocked  libraries,  hobby  craft shops,  station  newspapers,  dances,  parties,  and shows.   In   larger   metropolitan   areas,   theater, concert,  and  sporting  event  tickets  may  be  offered to service personnel at reduced prices and in many cases  free  of  charge. Sports Sports  programs  include  organized  competi- tions at intramural, intradistrict, intra-area, and intratype (or intertype) levels. Games and matches between fleet and shore activities are stressed, and interservice   championships   are   held   in   many instances.  All-Navy  sports  championships  are  a natural   outgrowth   of   the   extensive   intra- intermural  programs. Outstanding Navy athletes who believe they possess the necessary capability and potential may apply   to   the   Chief   of   Naval   Personnel   for permission  to  train  for  and  participate  in  Pan American,   Olympic,   and   other   international sports  competitions. RETIREMENT Retirement  benefits  available  at  the  conclusion of a Navy career are, in many respects, superior to  similar  plans  in  civilian  life.  On  a  day-to- day   basis,   the   most   important   factor   is   that the  persons  to  whom  the  benefits  accrue  pay nothing  toward  their  accumulation.  Personnel  are encouraged  to  accumulate  personal  savings  or investments  to  supplement  their  retirement  in- come.  However,  if  they  fail  to  do  so,  they  may still  look  forward  to  having  enough  income  during their  remaining  years  from  retirement  pay  and subsidiary  benefits  for  the  necessities  of  life. The  Navy  offers  three  types  of  retirement: voluntary, statutory, and retirement for physical disability. Voluntary Retirement Regular   officers   are   eligible   for   voluntary retirement  after  completing  20  years  of  active service. Reserve officers (inactive duty) are entitled to  retired  pay  benefits  after  reaching  age  60 provided  they  have  completed  20  years  of  satisfac- tory federal service (of which the last 8 years were in  a  Reserve  component). Application   for   retirement   is   normally   in- stituted  by  the  officer  desiring  retirement,  but acceptance rests with the Secretary of the Navy. The  full  administrative  process  involved  in  retire- ment is too lengthy for the purposes of this discus- sion,  but  one  aspect  should  be  emphasized.  A physical examination is a very important part of the  retirement  procedure.  Discovery  of  any  defects that will alter the retirement status will be acted upon. However, once the processing is completed, that  retired  status  cannot  be  altered  except  by reason of disability incurred as a result of being called  back  to  active  duty. Statutory (Involuntary) Retirement To  ensure  youth  and  vigor  in  responsible positions and to prevent stagnation in grade, the Navy  has  laws  that  require  the  retirement  of permanent   officers   and   warrant   officers   at certain  times.  They  are  required  to  retire  after reaching a certain age, after failing selection for promotion  or  continuation,  after  completion  of a   certain   number   of   years   of   service,   or   a combination of these elements. A compilation of 3-20

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