Quantcast Figure  11-9.-Letter of indebteness; creditor has not met the requirements for full disclosure or signed the Certificate of Compliance

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Page Title: Figure 11-9.-Letter of indebteness; creditor has not met the requirements for full disclosure or signed the Certificate of C...
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Figure 11-7.-Letter of indebtedness creditor in violation of the Fair Debt Collection Prqactices Act or a state statute.
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Congressional Correspondence
Dear  Mr./Miss/Mrs./Ms.  (surname): This is in reply to your letter of (date) concerning the alleged indebtedness of (grade/rate, name). After a careful review of the contents of your correspondence, it does not appear that the Full Disclosure test and the Standards of Fairness requirement have as yet been met. (Specify particulars to the extent appropriate.) This command is not permitted to assist you until the Standards of Fairness have been complied with or until such time as you have obtained a civil judgment in a court of competent jurisdiction that complies with the provisions of the Soldiers’ and Sailors’ Civil Relief Act. By copy of this letter the Chief of Naval Personnel is being advised of the foregoing. Sincerely  yours, Encl: (1) correspondence in this case Copy  to: CHNAVPERS Figure  11-9.-Letter  of  indebteness;  creditor  has  not  met  the  requirements  for  full  disclosure  or  signed  the  Certificate  of Compliance. My dear Mr./MissMrs./Ms. (Congressman/Congresswoman): This is in reply to your letter of (date) concerning the alleged indebtedness of (grade/rate, name), United States  Navy. Navy personnel are well indoctrinated in the Department of the Navy’s policy of expecting all members of the naval service to discharge their acknowledged debts and just obligations. The Department desires to cooperate and be of assistance to persons who are experiencing difficulty in collecting from naval personnel acknowledged  personal  debts.  There  is  no  legal  pay  in  matters  of  personal  indebtedness.  Cooperation  is restricted to bringing the matter of delinquency in indebtedness to the attention of the member concerned, with the request that he or she communicate with the creditor regarding his or her intentions in the matter. Department  of  Defense  directives  require  that  as  a  condition  precedent  to  forwarding  complaints  of indebtedness  to  a  service  member  the  enclosed  forms  must  be  completed  and  the  Standards  of  Fairness complied with. Your constituent should be advised to send the forms to the Commanding Officer (fall-in). Sincerely  yours, Encl: (1) Standards of Fairness and forms for a Statement of Full Disclosure and a Certificate of Compliance Figure  11-10.-Letter  of  Indebtedness  received  via  a  Member  of  Congress. 11-21

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