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Page Title: Figure 11-7.-Letter of indebtedness creditor in violation of the Fair Debt Collection Prqactices Act or a state statute.
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Dear Mr./Miss./Mrs./Ms. (surname): This is reply to your letter of (date) concerning the alleged indebtedness of (grade/rate, name). The policy of the Department of the Navy is that members of the naval service shall honorably discharge their just and fair debts. The Department of the Navy, however, has no authority to enforce settlement of any private claims made against members of the naval service, nor is adjudication of disputed claims a matter under the cognizant of the Department of the Navy. Department  of  Defense  directives  require  that  as  a  condition  precedent  to  forwarding  complaints  of indebtedness to a service member the enclosed forms must be completed and the Standards of Fairness complied with. If, after review, it appears that the provisions of the Department of Defense directives have been fully satisfied the matter will be refereed to the service member for reply directly to you. Sincerely, Encl: (1) Standards of Fairness and forms for a Statement of Full Disclosure and a Certificate of Compliance Figure 11-7.-Letter of indebtedness creditor in violation of the Fair Debt Collection Prqactices Act or a state statute. Dear (fill in): This is in reply to your letter of (date) concerning the alleged indebtedness of (grade/rate, name). In view of your letter, the service member has been advised to communicate directly with you regarding (his, her) intentions in the matter. It is hoped that the above action will result in the matter being satisfactorily resolved. Sincerely yours, Figure 11-8.-Letter of indebtedness creditor not in violation of the Fair Debt Collection Practices Actor a state statute. The CO may furnish the member with a statement of service,  including  a  statement  of  pay  and  allowances. this  information  should  be  sufficiently  complete  to meet  the  needs  of  the  member,  such  as  those  in connection  with  home  mortgages  or  purchase applications. The Chief of Naval Personnel receives letters from various sources in foreign territories and countries regarding  alleged  indebtedness  or  related  matters concerning   naval   members.   In   the   interest   of maintaining harmonious relationships with citizens of other nations, these letters are forwarded to the CO who should  quickly  dispose  of  these  cases  and  ensure satisfactory and positive conclusion of the matter. If the situation   cannot   be   disposed   of   satisfactorily   or permanently  before  the  member’s  departure  from  the foreign port or station in question, a report setting forth all pertinent facts should be made to the senior officer present afloat (SOPA) or other authority, as appropriate. 11-20

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