EXAMPLE  1 SITUATION: An O-4 with two dependents is assigned to a PDS and rents a house in the vicinity of the base. VHA ELIGIBILITY COMPUTATION: STOP HERE IF 7g IS GREATER THAN 7c. Column A a.   BAQ 519.90 b.   FSA Type I c.   VHA 262.34 d. Total e.  Housing  cost 800.00 f.  Utility/Maintenance expense 296.34 g. Total h. i. j. 782.24   k. 1096.34 l. m Column B Enter  amount  from  7d. Enter  amount  from  7g. Subtract 7i from 7h. Enter amount from 7c. Subtract 50% of 7j from 7k. Enter  difference.  This  is  the  member’s  VHA entitlement. VHA: Since  the  member’s  housing  cost  plus  utility/maintenance  allowance  (7g)  exceeds  the  total  of  the  BAQ  and VHA (7d), the member is entitled to the full VHA. Figure 8-10.—Example of a VHA offset computation. EXAMPLE 2 SITUATION: An O-4 with two dependents is assigned to a PDS and owns a home in the vicinity of the base. The monthly mortgage, including taxes and insurance, is $400. VHA ELIGIBILITY COMPUTATION: STOP HERE IF 7g IS GREATER THAN 7c. Column A a.   BAQ b.   FSA Type I c.   VHA d. Total e.  Housing  cost f.  Utility/Maintenance expense g. Total 519.90 262.34 400.00 296.34 h. i. j. 782.24 k. 696,34 l. m Column B Enter  amount  from  7d. Enter  amount  from  7g. Subtract  7i  from  7h. Enter amount from 7c. Subtract 50% of 7j from 7k. Enter difference. This is the member’s  VHA  entitlement. 782.24 696.34 85.90 262.34 42.95 219.39 VHA: Since  the  member’s  housing  cost  plus  utility/maintenance  allowance  (7g)  is  less  than  the  total  of  the  BAQ and VHA (7d), the VHA offset applies and the member receives a reduced amount of VHA. Figure 8-11.—Example of a VHA offset computation. computation  of  the  VHA  offset.  Only  the  bottom computed  differently.  A  member  entitled  to  VHA  and section of the certificate is shown. residing with one or more members entitled to VHA or COMPUTING   THE   VHA   OFFSET   FOR individuals, excluding dependents of the member, who SHARERS.—   For  members  who  are  considered contribute  money  toward  the  payment  of  rental  or sharers, the housing expenses and housing income are ownership expenses is considered to be a sharer. In 8-21