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Page Title: Assignment 3: 61 - 65
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3-61. What action is taken on a creditor’s  correspondence  that  is in violation of the Fair Debt Collection  Practices  Act? 1. 2. 3. 4. The correspondence is forwarded to the member stating he or she doesn’t have to reply to the letter The correspondence is forwarded to the local NLSO and reported as a violation of the Fair Debt Collection Practices Act The  correspondence  is  returned to the sender stating the violation  and  that  no  action was  taken The  correspondence  is  forwarded to the local general court-martial   convening authority  for  action  by  the armed forces disciplinary control  board 3-62. While you are counseling a member regarding  an  indebtedness  letter, he or she disputes the alleged debt. What  action  should  you  take? 1. Advise the member to contact the  debtor  personally 2. Reply to the creditor that the debt is disputed and that he or she  should  contact  the  member directly 3. Refer the member to a legal assistance   officer 4. Attempt  to  resolve  the  matter between  the  creditor  and  the member 3-63. Members  who  establish  a  pattern  of dishonorable  failure  to  pay  just debts should be administratively separated  under  which  of  the following  separation  categories? 1. Convenience  of  the  government 2. Best  interest  of  the  service 3. Misconduct due to a pattern of misconduct 4. Misconduct due to a minor civilian  offense 3-64. A member may not be administratively  separated  for failure to pay just debts until what action has been taken? 1. A judgment has been rendered against the member by a creditor 2. The  member  has  been  counseled and given a reasonable time to become solvent 3. The  member  has  been  charged  and found guilty for a violation of the UCMJ, Article 134 4. The  member  has  received  letters of  indebtedness  from  at  least two  separate  creditors 3-65. What is the maximum punishment a member  may  receive  at  court-martial for a violation of Article 134, UCMJ, failure to pay just debts? 1. Bad-conduct discharge only 2. Other  than  honorable  discharge 3. Bad-conduct  discharge,  6 months’ confinement, and forfeiture of all pay and allowances 4. Dishonorable  discharge, confinement  for  1  year,  and forfeiture of all pay and allowances 20

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