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Page Title: Survivor Benefits
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SBA   makes   most   loans    under     its   Loan    Guaranty Program.    The   money   is  advanced    by   the   bank   or  other lending    institution, with     SBA  guaranteeing up  to  ninety percent   of  the   total    amount. Information on  any   of  SBA’s programs    is  available from     any    of   its    national network of   about 100  field offices. , DEPARTMlENT OF   VETERANS’ AFFAIRS This     section    contains     a  brief    discussion     about    the VEGIB, VEAP, the    MGIB, all    which are    federally legislated Educational benefit     programs. Vietnam Era    GI   Bill The   VEGIB    was   an   educational assistance   program available to  eligible     individuals with     service   between    1 February 1955   and   31  December 1976.  This    program was   terminated on  31  December 1989.   On   1 January 1990,   eligible members    were    converted automatically from  the   VEBIB    to  the   MGIB.    For  an  individual to  have been eligible for conversion to    the MGIB, that individual was   required     to  have   remaining entitlement under    the   VEGIB on  31  December    1989. Veterans’    Educational Assistance Program The   VEAP    was   a  voluntary contributory education benefit plan    available to  those    service    members    who entered    active   duty    on  or  between    1 January 1977  and 30  June    1985.  The   VEAP   was   terminated 1 April 1987 after   which     time   no  new   enrollments were   allowed. Montgomery GI   Bill The   MGIB is   an   educational assistance program available to   those   individuals who    meet   the   following criteria: 1.  First entered    on  active    duty    on  or  after    1 July 1985 2.   Are     entitled to   education benefits under     the Vietnam Era    GI   Bill, and   who    satisfy     certain eligibility criteria 3.  Enlist, reenlist, or   extend an   enlistment as  a drilling Reservist for    service     in    the    Selected Reserve   (SELRES)    for   a  period    of  not   less  than 6 years   on  or  after    1 July    1985 The     SELRES GI    Bill replaces the     educational benefits    program    provided    for   in   Title     10,  United     States Code,  chapter     106. For   information on   the    application procedures     for receiving benefits from participation in these educational benefit programs by   eligible individuals, refer    to  the   Federally Legislated Educational Benefit Programs, OPNAVINST 1780.3. Also, when counseling members     concerning educational benefits who are eligible for the educational programs mentioned     here,   and  you   are  unable    to  answer    some  of the   questions   the  member   ask,  refer   them   to  the-nearest Navy    Campus   Office   and/or   the   Department of Veterans Affairs (DVA) office. Refer   to  the   chapter 15  of  the Retention Team Manual, NAVPERS 15878 for additional information concerning other veterans’ benefits. SURVIVOR BENEFITS This section contains a   discussion on    survivor benefits to   include the    death    gratuity, Servicemen’s Group    Life   Insurance, Veterans’   Group    Life    Insurance, Dependency and     Indemnity Compensation, Social Security,    and   the   Survivor Benefit    Plan. DEATH GRATUITY Death   gratuity is  a lump   sum  payment    that   is  made to    eligible survivors immediately upon death of   a servicemember.     It   is  designed   to  assist   the   family    until other    regular     monthly payments     start.    The   payment    is a  lump    sum  amount    of  $6,000.00. Servicemembers must    be  on   active    duty,     annual training, inactive     duty    training or  traveling en  route   to or  from   such  duty   when    death   occurs,  or  die  within -120 days   after    discharge or  release    from    active    duty     of  a service-connected cause  as  determined by   the   DVA. Eligible survivors are  listed    as  follows: 1.   Widow    or   widower. 2.    Children (receive   equal    shares). 3.    Parents,    “persons   in   loco  parentis,”     or  brothers and   sisters   when    designated     by  the   member   on the   page  2  of  the   service   record.   When  -parents are   designated,     they    receive    equal    shares   as  is the  case with    brothers    an  sisters. Death   gratuity is  paid   to  the   living survivor     highest on  the   above  list.   Refer   to  the   Retention     Team  Manual, and   part   four,   chapter    5,  of  the   Department of  Defense Financial Management Regulation (DODFMR) Military Pay,  Policy,    and   Procedures,   Volume    7,  part   A, DOD    7000.14-R,    for   additional information concerning death   gratuity. 13-29

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